On this page

  • About the scheme

  • Who’s eligible

  • How to apply

  • Manage CDA and CSA

  • Getting help

Quick links
 Apply for the Baby Bonus Scheme Check your child's eligibility Baby Bonus account services

About the scheme

The Baby Bonus Scheme is part of the Marriage and Parenthood Package. It provides parents with financial support through the Child Development Account (CDA) benefits and Baby Bonus Cash Gift.

Child Development Account (CDA)

After your child is enrolled into the Baby Bonus Scheme, you’ll need to open a CDA with your selected bank (POSB/DBS, OCBC, or UOB). You can only use CDA funds for approved child-related expenses. It’s a special co-savings account which will receive:

  • CDA First Step Grant: one-off amount automatically deposited into the CDA without you having to save first
  • Government co-matching: an extra dollar for every dollar that you deposit into the CDA,
    up to the cap your child is eligible for.

Child Savings Account (CSA)

The CSA will be automatically opened when the CDA is opened for your child. The CSA is a joint-savings account that allows you to conveniently receive:

The current scheme for Singapore citizen children born on or after 18 February 2025 is as follows:

First child

Total amount: $20,000

  • $11,000 Baby Bonus Cash Gift
  • $5,000 CDA First Step Grant
  • $4,000 Government co-matching cap
Second child

Total amount: $23,000

  • $11,000 Baby Bonus Cash Gift
  • $5,000 CDA First Step Grant
  • $7,000 Government co-matching cap
Third and fourth child

Total amount: $32,000

  • $13,000 Baby Bonus Cash Gift
  • $10,000 CDA First Step Grant*
  • $9,000 Government co-matching cap
Fifth and subsequent child

Total amount: $38,000

  • $13,000 Baby Bonus Cash Gift
  • $10,000 CDA First Step Grant*
  • $15,000 Government co-matching cap

*Third and subsequent Singapore citizen children born from 18 February 2025 will receive an increased First Step Grant of $10,000 (up from $5,000) under the Large Families Scheme.

If your child was not a Singapore citizen at birth, the benefits received may be pro-rated. To learn about your child’s Baby Bonus benefits, you can check your child’s eligibility based on their birth year.

Baby Bonus Child Development Account (CDA)

Find out more about CDA benefits, how to use your funds, and manage your account.

Baby Bonus Cash Gift and Child Savings Account (CSA)

Find out when the Baby Bonus Cash Gift is deposited into the CSA.

Who’s eligible

Your child is eligible for Baby Bonus benefits if they:

  • are 12 years old and below,
  • are a Singapore citizen (SC) at birth or becomes an SC before turning 12, and
  • have parents who are lawfully married.

Benefits will depend on the child's birth order, citizenship date, and parents' marital and citizenship status.

Baby Bonus eligibility criteria

Learn about eligibility requirements for different scenarios.

Check your child’s eligibility

A quick questionnaire to find out what Baby Bonus benefits your child is eligible for, based on their birth year.

How to apply

1
Apply on LifeSG and choose bank
  • If your child was born in Singapore and is a Singapore citizen, your Baby Bonus application will be part of your child’s birth registration on LifeSG.
  • If your child has already registered their birth, is a new citizen, or is adopted, apply directly through the Apply for Baby Bonus service.
  • During the application, you’ll need to choose a bank (POSB/DBS, OCBC, or UOB) to open the child’s CDA and CSA with.
2
Open CDA and CSA with bank after enrolment
  • Once your child is successfully enrolled in the Baby Bonus Scheme, the applicant will receive instructions via email and LifeSG app inbox on how to open the CDA and CSA.
  • Go to your bank’s app or internet banking to complete the opening of your accounts. You'll also be able to access services related to CDA and CSA.
The parent who registers the child’s birth or applies for Baby Bonus will be the CDA trustee and CSA joint account holder. Changes can be made only after opening the accounts.
Learn more about the application process

When and who can apply for the Baby Bonus Scheme, and the documents you’ll need to get started.

Getting help

You may be interested in...
Large Families Scheme

Additional support for families with 3 or more children.

Government-Paid Leave Schemes

Find out what parental leaves you're eligible for.

Parenting resources at Families for Life

Tips, articles, videos, and programmes to support parents.