About the scheme
The Baby Bonus Scheme is part of the Marriage and Parenthood Package. It provides parents with financial support through the Child Development Account (CDA) benefits and Baby Bonus Cash Gift.
Child Development Account (CDA)
After your child is enrolled into the Baby Bonus Scheme, you’ll need to open a CDA with your selected bank (POSB/DBS, OCBC, or UOB). Use CDA funds for approved child-related expenses. It’s a special co-savings account which will receive:
- CDA First Step Grant: one-off amount automatically deposited into the CDA without you having to save first
- Government co-matching: an extra dollar for every dollar that you deposit into the CDA,
up to the cap your child is eligible for.
Child Savings Account (CSA)
The CSA will be automatically opened when the CDA is opened for your child. The CSA is a joint-savings account that allows you to conveniently receive:
- Baby Bonus Cash Gift: payment deposited every 6 months until the child is 6.5 years old
- Education bursaries, grants, or awards
- Financial assistance
- Excess CDA balance above the Ministry of Education’s (MOE) Post-Secondary Education Account (PSEA) cap, if applicable
The current scheme for Singapore citizen children born on or after 18 February 2025 is as follows:
First child
Total amount: $20,000
- $11,000 Baby Bonus Cash Gift
- $5,000 CDA First Step Grant
- $4,000 Government co-matching cap
Second child
Total amount: $23,000
- $11,000 Baby Bonus Cash Gift
- $5,000 CDA First Step Grant
- $7,000 Government co-matching cap
Third and fourth child
Total amount: $32,000
- $13,000 Baby Bonus Cash Gift
- $10,000 CDA First Step Grant*
- $9,000 Government co-matching cap
Fifth and subsequent child
Total amount: $38,000
- $13,000 Baby Bonus Cash Gift
- $10,000 CDA First Step Grant*
- $15,000 Government co-matching cap
*Third and subsequent Singapore citizen children born from 18 February 2025 will receive an increased First Step Grant of $10,000 (up from $5,000) under the Large Families Scheme.
If your child was not a Singapore citizen at birth, the benefits received may be pro-rated. To learn about your child’s Baby Bonus benefits, you can check your child’s eligibility based on their birth year.
Who’s eligible
Your child is eligible for Baby Bonus benefits if they:
- are 12 years old and below,
- are a Singapore citizen (SC) at birth or becomes an SC before turning 12, and
- have parents who are lawfully married.
Benefits will depend on the child's birth order, citizenship date, and parents' marital and citizenship status.
How to apply
Apply on LifeSG and choose bank
- If your child was born in Singapore and is a Singapore citizen, your Baby Bonus application will be part of your child’s birth registration on LifeSG.
- If your child has already registered their birth, is a new citizen, or is adopted, apply directly through the Apply for Baby Bonus service.
- During the application, you’ll need to choose a bank (POSB/DBS, OCBC, or UOB) to open the child’s CDA and CSA with.
Open CDA and CSA with bank after enrolment
- Once your child is successfully enrolled in the Baby Bonus Scheme, the applicant will receive instructions via email and LifeSG app inbox on how to open the CDA and CSA.
- Go to your bank’s app or internet banking to complete the opening of your accounts. You'll also be able to access services related to CDA and CSA.
Getting help
- Read the AskGov FAQs on Baby Bonus.
- Baby Bonus hotline: 1800 111 2222 (local) or +65 6253 7707 (overseas) during office hours, Mondays to Fridays, 8:30am to 6pm, and Saturdays from 8:30am to 1pm. If you're calling 1800 111 2222 on your mobile phone, airtime charges will still apply.
- Terms and conditions for the Baby Bonus Scheme updated as of 7 July 2025.